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Loading your net proceeds...
Enter your sale details to see the real number
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Net Proceeds
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Net Proceeds
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What you walk away with
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Total Commission
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Agent fees
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Total Fees
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All costs combined
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Fee % of Sale
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Total deductions
🎯 The Verdict
Enter your home sale details below.
🏠 The Sale
Sale price and mortgage details
📋 Closing Costs
Fees paid at closing (typically 1-3% for sellers)
📊 Where Your Sale Price Goes
Every dollar accounted for
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Full Fee Breakdown
Every cost that comes between you and your proceeds
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Agent vs FSBO (For Sale By Owner)
What you'd save selling yourself — and what it costs you
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Price Scenarios
How different sale prices change your net proceeds
Sale Price Allocation
Fee Breakdown by Category
Net Proceeds at Different Prices
Agent vs FSBO Comparison
Seller Net Proceeds Report
Vault & Vessel Studio ·
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How To Use
Know your real take-home before you list your home
🚀 Getting Started
1
Enter the Sale
Expected sale price and remaining mortgage balance. Your mortgage payoff amount is on your latest statement or call your lender for the exact number.
2
Enter Commissions
Seller agent commission (your listing agent, typically 2-3%) and buyer agent commission (2-3%, though after 2024 NAR settlement, this is now negotiable).
3
Enter Closing Costs
Title insurance, transfer taxes, attorney fees, buyer-requested repairs, and any other costs. Your agent or attorney can estimate these for your area.
4
See Your Real Number
Net proceeds after EVERYTHING. Plus: FSBO comparison and price scenario analysis showing how different sale prices change your take-home.
📊 Terms Made Simple
Net Proceeds: The actual money you receive after ALL deductions from the sale price — mortgage payoff, agent commissions, closing costs, repairs. This is the only number that matters.
Agent Commission: Fees paid to real estate agents. Traditionally 5-6% total (split between buyer's and seller's agents). After the 2024 NAR settlement, buyer agent commission is now negotiable.
FSBO (For Sale By Owner): Selling without an agent saves the listing commission (2-3%) but requires you to handle marketing, showings, negotiations, and paperwork yourself. FSBO homes often sell for less.
Closing Costs (Seller): Title insurance, escrow fees, transfer taxes, attorney fees, prorated property taxes, and any buyer-requested repairs or concessions. Typically 1-3% of sale price for sellers.
🔒 Your Data, Your Device
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No data uploaded anywhere · Works 100% offline — no internet needed
No data uploaded anywhere · Works 100% offline — no internet needed
⚠️ This is a directional estimate, not financial advice. Actual closing costs vary by state and transaction. Consult your real estate agent, attorney, and title company for exact numbers.