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Loading pet cost estimate...
Select your pet type
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Annual Cost
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Annual Cost
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Per year
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Lifetime Total
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Full ownership
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Monthly Budget
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Line item
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Vet & Medical
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Biggest surprise
🎯 The Verdict
Select your pet details below.
🐾 Your Pet
Type, size, and care level
📊 Cost Summary
Where the money goes
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Full Cost Breakdown
Every category with annual amounts
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Lifetime Projection
Total cost of ownership over your pet's life
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Pet Type Comparison
Annual cost by pet type
Annual Cost By Category
Cumulative Lifetime Cost
Pet Type Annual Cost
Cost Allocation
Pet Cost Report
Vault & Vessel Studio ·
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How To Use
Know the real cost of pet ownership — annual and lifetime
🚀 Getting Started
1
Select Pet Type
Dog (S/M/L), cat, rabbit, bird, or fish. Size matters — large dogs cost 2x small dogs.
2
Choose Care Level
Basic (essentials), mid (quality care), or premium (top-tier everything). Spread is 50-100%.
3
See Full Breakdown
8 categories: food, vet, grooming, insurance, supplies, toys, boarding, emergency fund.
4
Lifetime Total
Dogs: 10-15 years. Cats: 12-18 years. See the total investment before committing.
📊 Terms Made Simple
Annual Cost: Recurring yearly expenses — food, vet checkups, flea/tick meds, grooming, toys, boarding. This is your baseline budget line item.
Emergency Vet Fund: Budget $1,000-2,000 for unexpected vet bills. A single emergency surgery runs $3,000-5,000. Pet insurance or a dedicated fund is essential.
First-Year Premium: Year one costs 40-60% more than subsequent years due to initial supplies, spay/neuter, vaccinations, and setup costs.
Pet Insurance: $30-60/mo covers 80-90% of unexpected vet bills. On a $5,000 emergency, you pay $500-1,000 instead of the full amount. Worth it for dogs especially.
🔒 Your Data, Your Device
No subscription · Runs in your browser · Private local file
No data uploaded anywhere · Works 100% offline — no internet needed
No data uploaded anywhere · Works 100% offline — no internet needed