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Enter holdings to see your income
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Monthly Income
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Annual Dividends
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Current yearly income
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Monthly Income
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Passive cash flow
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Avg Yield
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Weighted average
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10yr DRIP Income
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With reinvestment
🎯 Dividend Verdict
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📋 Dividend Holdings
Your income-producing investments
⚙️ Projection Settings
📊 Income Breakdown
Where your dividends come from
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DRIP Projection
See the massive difference reinvesting dividends makes over time
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Target Income Calculator
How much do you need invested to hit your passive income goal?
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Income Schedule
When dividends hit your account throughout the year
DRIP vs No DRIP (10yr)
Annual Income Growth
Income by Holding
Portfolio by Value
Dividend Income Report
Vault & Vessel Studio ·
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How To Use
See when dividends replace your paycheck — and how DRIP accelerates it
🚀 Getting Started
1
Enter Your Holdings
Each stock/ETF/fund that pays dividends — name, current value, and dividend yield percentage. Check your brokerage for exact yields.
2
See Current Income
Dashboard shows your annual and monthly dividend income right now. This is the starting point for your passive income journey.
3
Project With DRIP
DRIP (Dividend Reinvestment Plan) automatically buys more shares with your dividends. The projection shows how this snowball effect works over 10-30 years.
4
Set Income Target
Want $3,000/month in dividends? The target calculator tells you exactly how much you need invested at your current average yield.
📊 Terms Made Simple
Dividend Yield: Annual dividends divided by stock price, shown as a percentage. A 3% yield on $100,000 = $3,000/year in passive income. Higher yield = more income per dollar invested.
DRIP: Dividend Reinvestment Plan — automatically uses your dividends to buy more shares instead of taking cash. Those new shares earn dividends too. It's compound interest for dividend investors.
Dividend Growth Rate: How fast a company increases its dividend payment each year. A stock paying $1/share that grows dividends at 7%/year pays $2/share in 10 years. Growth + reinvestment = snowball.
Passive Income: Money that arrives whether you work or not. Dividend income from a portfolio large enough = financial freedom. The question is: how much do you need invested to get there?
🔒 Your Data, Your Device
No subscription · Runs in your browser · Private local file
No data uploaded anywhere · Works 100% offline — no internet needed
No data uploaded anywhere · Works 100% offline — no internet needed
⚠️ This is a directional estimate, not financial advice. Dividends can be cut or eliminated. Past yields don't guarantee future payments. Use for planning, not promises.