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Net profit: $3,450/month — 34.5% net margin (what you keep after everything)
Revenue $10,000 · COGS $3,000 · Expenses $3,550 · Net $3,450
34.5%
Net Margin
💰
Revenue (total sales)
$10K
Gross income
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Gross Margin
70%
After product costs
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Net Profit (what you keep)
$3.5K
After all expenses
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Total Expenses
$6.6K
COGS + operating
💰 Revenue (money coming in)
📦 COGS (cost to make/buy your products)
🏢 Operating Expenses (costs to run the business)
📋 Your P&L Statement
📅 Month-Over-Month Comparison
See how your P&L changes over time
📊 Margin Deep Dive
Gross margin (after product costs) vs net margin (after everything)
* Gross margin shows product profitability. Net margin shows overall business profitability. Both matter, but net is what hits your bank account.
🔮 What-If Scenarios
See how changes to revenue or costs affect your bottom line
Revenue vs Expenses
Where Money Goes
Margin Waterfall
Monthly Profit Trend
Profit & Loss Statement
CreatorSystemLab ·
📖
How To Use
Build a proper P&L statement — know if your business actually makes money
🚀 Getting Started
1
Enter Revenue
All money coming in — product sales, services, other income.
2
Enter COGS (product costs)
Materials, shipping, platform fees — costs directly tied to selling.
3
Enter Operating Expenses
Marketing, software, contractors — costs to run the business.
4
Read Your P&L
Instant statement with gross margin, net profit, and margin %.
📊 Terms Made Simple
Revenue: Total money your business brings in before any costs. Also called "top line."
COGS (Cost of Goods Sold): What it costs to make or buy the things you sell. Materials, shipping, platform fees.
Gross Margin: Revenue minus COGS. Shows how profitable your products are before overhead.
Net Profit (bottom line): What's left after ALL costs. This is what actually goes into your pocket.
🔒 Your Data, Your Device
No subscription · Runs in your browser · Private local file
No data uploaded anywhere · Works offline after first open
No data uploaded anywhere · Works offline after first open